If you are experiencing financial difficulty and find it hard to repay your loans, you can discuss several options with your lender or the holder of your loan. Depending upon your circumstances, you may qualify for a deferment, a forbearance, or even cancellation of your loan. Please visit our Delaying Loan Payments page for more information.
If you have Federal student loans, you can refer to the Federal Student Aid Web Site for information about repayment options. If you have loans through a lender such as a bank or a credit union, you should contact the lender directly for more information.